Insurer
Coverage options
Discount options
State Farm
- Liability coverage
- Medical payments coverage
- Collision coverage
- Comprehensive coverage
- Uninsured motor vehicle coverage
- Emergency road service coverage
- Rideshare driver coverage
- Drive Safe & Save: Allows you to cut yearly premiums by 30% depending on how safely you drive by signing up for the mobile app
- Steer Clear: Enables new drivers or those aged 25 and under to slash annual premiums by up to 20% if they don’t have any at-fault accidents or moving violations in the past three years
Progressive Insurance
- Liability coverage
- Comprehensive coverage
- Collision coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
- Gap insurance
- Rental car reimbursement
- Custom parts and equipment (CPE) value coverage
- Rideshare coverage
- Roadside assistance
- Deductible savings bank
- Snapshot safe driver discount: App that personalizes your rates based on how safely you drive
- Continuous insurance: Customers who switch can save an amount depending on how long they have been continuously insured with their previous insurers
- Good student discount: If you add a full-time student who maintains a B average or better to your policy, you can save an average of 10% on your annual premiums
GEICO
- Liability coverage
- Medical payments coverage
- Personal injury protection
- Uninsured/underinsured motorist coverage
- Collision coverage
- Comprehensive coverage
- Emergency road services
- Rental reimbursement coverage
- Mechanical breakdown insurance
- Vehicle equipment discount: Allows you to save up to 23% in annual premiums if your vehicle has air bags, anti-theft systems, and other safety features
- Driving History & Habits: Enables you to save up to 22% in yearly premiums for being accident-free for five years
- Federal employee (Eagle) and military discount: Up to 12% discount on annual premiums if you’re a member
Allstate
- Liability coverage
- Medical payments coverage
- Personal injury protection
- Uninsured/underinsured motorist coverage
- Collision coverage
- Comprehensive coverage
- Custom equipment coverage
- Roadside coverage
- Personal umbrella insurance
- Rental reimbursement coverage
- Early signing discount: You’re eligible if you sign a policy at least seven days before it becomes effective
- Allstate eSmart discount: You qualify if you go paperless by signing up for ePolicy
- Smart student discount: Applies to full-time students under the age of 25 who have good grades, completed the teenSMART driver education program, and attend school at least 100 miles away from where the vehicle is garaged
USAA
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- USAA SafePilot: Rewards safe drivers in eligible states with up to 30% discount on premiums
- Reduction in comprehensive coverage premiums for garaging your car on a military installation
Liberty Mutual
- Bodily injury liability coverage
- Property damage coverage
- Medical payments coverage
- Collision coverage
- Comprehensive coverage
- Better car replacement
- Rental car reimbursement
- Gap coverage
- Original parts replacement
- Accident forgiveness
- Lifetime repair guarantee
- Liberty Mutual deductible fund
- Teachers’ auto insurance
- New car replacement
- 24-hour roadside assistance
- Mexico car insurance
- RightTrack: Rewards good driving behavior with up to 30% discount in premiums, with an initial discount just for participating
- Early shopper discount: If you get a quote before your current policy expires, you may be eligible for a discount when you sign up.
- Military discount: Applies to active, retired, or reserved members of the US Armed Forces.
Farmers
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
- Personal injury protection
- Towing and roadside services
- Rental car reimbursement
- Rideshare coverage
- Loss-of-use coverage
- Guaranteed value coverage
- Customized equipment coverage
- Personal umbrella coverage
- Glass deductible buyback coverage
- Full windshield and glass coverage
- Spare parts coverage
- Original equipment manufacturing (OEM) coverage
- New car replacement coverage
- Accident forgiveness coverage
- Alternative fuel vehicle discount: For electric and hybrid vehicles and those that are designed to use alternative fuel such as natural gas, methane, and propane.
- Business/professional group discount: Applies to current and retired employees of an occupation or professional group, if they meet the eligibility criteria.
- Auto/life discount: For car insurance policyholders with a Farmers Life insurance policy.
Travelers
- Liability coverage
- Medical payments coverage
- Personal injury protection
- Uninsured/underinsured motorist coverage
- Collision coverage
- Comprehensive coverage
- Loan/lease gap insurance
- Rental coverage
- New car replacement
- Roadside assistance
- Accident forgiveness
- Rideshare coverage
- Named non-owner
- Umbrella insurance
- Travelers Affinity Auto & Home Program: Offers savings and benefits to employees or members of participating businesses, associations, and credit unions.
- IntelliDrive: Rewards safe drivers in select states with premium discounts by participating in the 90-day program.
- Hybrid/electric car insurance discount: Applies to policyholders who own or lease a hybrid or electric car.
American Family Insurance
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
- Personal injury protection
- Gap insurance
- Rental reimbursement coverage
- Emergency road service coverage
- Accidental death and dismemberment coverage
- Pay How You Drive: Usage-based insurance program that allows you to save up to 20% in premiums for safe driving practices, with a 10% introductory discount just by signing up.
- Steer Into Savings: If you switch from another car insurer, you may get a discount on your premiums.
- Loyalty discount: Loyal customers are eligible for premium reductions depending on how long they have been with American Family.
Nationwide
- Bodily injury liability coverage
- Property damage coverage
- Medical payments coverage
- Personal injury protection
- Uninsured/underinsured motorist coverage
- Collision coverage
- Comprehensive coverage
- Rental car expense coverage
- Gap coverage
- Towing and labor coverage
- Accident forgiveness
- Vanishing deductible
- Roadside assistance
- Total loss deductible waiver
- SmartRide: Usage-based insurance program that rewards you for making safer driving decisions.
- SmartMiles: Offers flexible monthly rates based on your mileage.
- Defensive driving: For drivers aged 55 years or older who complete a state-approved safety course.